third lens is a student-led publication exploring finance, economics, business, and the systems that shape them.

In a world overflowing with information, opinions, and headlines, understanding often takes a back seat to reacting. Third Lens was created as a space to slow down, look beyond the obvious, and examine the incentives, institutions, and ideas that drive decisions.

The publication features articles, research notes, and projects that break down complex topics into clear and accessible analysis. From banking and financial markets to economics, regulation, and business strategy, the goal is not simply to explain what happened, but to understand why it happened.

The name third lens reflects a simple belief: there is often more than one way to view a problem. Beyond the surface narrative and beyond the numbers alone lies a deeper perspective—one that considers incentives, systems, and long-term consequences.

about the editor

third lens is written and curated by Soham Karmakar, an ACCA student pursuing B.Com. in Banking and Finance at SNU Kolkata.

His interests lie at the intersection of finance, economics, business, and public policy. Through third lens, he explores the mechanisms that shape markets, organizations, and decision-making while continuously building his understanding through research, writing, and practical projects.

what you'll find here

  • Articles and essays on finance, economics, and business

  • Research notes and educational breakdowns

  • Financial modeling and valuation projects

  • Company and industry analyses

  • Explorations of incentives, institutions, and decision-making


Thank you for reading.

If you're curious about how systems work, why incentives matter, and what lies beyond the obvious, you're in the right place.